SakshamGram Credit Private Limited (SakshamGram) SakshamGram is Registered Company under the Indian Companies Act, 2013.

We are authorized Business Correspondents to Banks and Non-Banking Financial Companies (NBFC’s) in India. ‘SakshamGram’ is presently involved in providing micro-loans under the JLG model, individual enterprise loan (MSME), credit-linked insurance, on behalf of our banking partner.

We provide financial products and services in an efficient and transparent manner.

‘SakshamGram’ is promoted by professionals with extensive knowledge and experience in the Banking and NBFC industry, with a strong belief in responsible lending.

Number of States
Saksham Talents & Saksham Leaders

Our Presence

Number of Branches
Unique Customers
Number of States
Unique Customers

‘SakshamGram’ is Presently operating in 8 States as Maharashtra, Karnataka, Bihar, Rajasthan, Chattisgarh, MP, UP and Telengana covering 38 districts with 72 branches and 4 Banking Partners.

Making the Saksham Ecosystem to make SakshamGram, Responsible, Sustainable, Sensible and Saksham.

Talent Acquisition and Talent Management for Bharat Youth.

To be catalyst in the Rural Entrepreneurship Development and Impactful Social Change.


To be a trusted provider of customer centric financial solutions for the socio-economic development of rural India.


To be a preferred choice for the financial services needs of underserved rural entrepreneurs. A catalyst in the growth of their enterprise and livelihood in a sustainable and responsible manner.

Core Values &
Culture Anchors

Our Products

Microfinance Loans

We provide Microfinance Loan to Joint Liability Groups, where women borrowers come together to avail loan against mutual guarantee for the purpose of income generation activities.

Micro Enterprise Loans

We provide Unsecured Business Loans upto Rs. 2 lakh & Secured Business Loan upto Rs. 50 Lakh. Our loan tenure ranges from 12-36 months for unsecured loan & Upto 120 months for secured loan.

Board of Directors

Promoted by experienced bankers with expertise in Microfinance & MSME businesses.

ManCom Members

Key Management Team

Consultants & Strategic Advisors

Our Partner

Lending Partners

Banking Partners

Insurance Partners

Advisory Partners

Technology Partners

Talent Speaks

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