Board of Directors

Gyanandra Mishra

Founder – MD & CEO

28+ Years of versatile experience in Sales & Distribution, Consumer Banking, Capital Market, Microfinance, MSME, Gold Loan, Agri & Rural Banking

He was Head Rural & Agri Business at RBL Bank. Started & Set up Rural Banking Vertical for RBL Bank.

He was also The Co-Chair for CSR in RBL Bank & also was the Geography Head for Traditional Market.

One of the founding members of Utkarsh MFI (Now Utkarsh SFB) . He was Head-Human Capital, Corporate Governance & Compliance, Administrations etc.

He was also Head of Internal Audits & Processes.

He was also the Founder-Director for Utkarsh Welfare Services ( Now Utkarsh Welfare Foundation).

Started and Setup Depository business in UTI Bank (Now Axis Bank)

Started and Setup Retail Broking Business in UTI Securities.

He has expertise in building profitable distribution network with rich experience of managing diversified portfolio, customer on-boarding, Training & Development

Masters in Sociology, PGDM from IIM Indore, Alumnus of IIM Indore & NTU Singapore

Preeti Mishra

Co-Founder & Head CSR

20+ Years of experience in contributing towards social change

Advocating Economic Development and social change by way of Education for the underprivileged children

Actively involved in areas of Women empowerment & Child welfare

BA (Honours) English Literature

G Naga Reddy

Co-Founder & Business Head

21+ Years of versatile experience in Sales & Distribution, Operations Management, Microfinance & NBFCs across various states of India

He was Business Head – Western India for Aye Finance. Instrumental in setting up the business operations, Sales & Distribution Network from scratch in the states of Maharashtra, Gujarat , Chattisgarh and Goa.

He was Zonal Head Western India for RBL Bank (Micro banking & MSME). Started and expanded the Micro Business in the states of Maharashtra, Gujarat, Karnataka, Chattisgarh and Goa.

Past experience of Microfinance & MSME Business at HDFC Bank, Managed the Sales and Distribution network of 22 Branches in UP, Uttarakhan, Bihar and Jharkhand.

He was State Head at Ujjivan SFB( erstwhile Ujjivan MFI). Manages the Sales & Distribution Network of 37 Branches in the states of Rajasthan, Haryana, Panjab and Chandigarh.

He was also worked with Fullerton & BASIX, in the states of Telangana & Andhra.

Expertise in set-up & management of large branch network.

MBA – Bhartiya Vidyapeeth, Pune

Suhas N. Sahakari

Independent Director

A veteran Banker with 37 years of experience in leading PSU, Private and Coop banks in India

His last assignment was Managing Director at SVC Cooperative Bank Ltd.

Worked for RBL Bank Heading Commercial Banking and later he was group Executive Vice President and was member of Management Committee.

He was Head – SME and Head- Financial Inclusion at Axis bank where he had Portfolio size of Rs. 17000 cr. and left with substantial cross-sell, including 2000 cr. Liability business

He has served 15 years in SBI where he started his career at Wai a small town in Maharashtra and reached to Washington to develop NRI business for the bank.
Before leaving SBI he was Manager for Computerisation and domain for Developing in house programmes at Mumbai Main branch.

Amitava Ghosh

Independent Director

Amitava Ghosh has been a CEO with two and a half decades of well-rounded exposure across
diverse industries including IT/ITES, Infrastructure & Power, Media, BFSI, Telecom, Retail,
FMCG, Automobile, EdTech, Training & Consulting, in India, South

East Asia, Africa and Middle East. He has been fortunate to create multiple paradigms in various sectors supporting
large teams across several geographies.
Some of his roles include : Managing Director of Aptech SE Asia; Board Member & President of GEMS Skills
Global, UK, part of GEMS Education; COO of NIS Sparta; Business Head of Reliance Infrastructure etc.
Additionally, he was the Founding Head of Reliance HR Services Ltd., a sales and customer outsourcing
organization of the Reliance Group with a team of 30000 serving various BFSI, Infrastructure & Telecom clients
inside and outside the group.
Last few years he has been supporting different entities in Strategy, Execution, Funding & Business Development as
a Board Member, Advisor, Consultant in multifarious startups and established organizations in BFSI, BPO, IT,
Education, Consulting & Skill Development. Some of these include Ahmedabad University, Anant National
University, Aaron Capital Inc, Centurion University, DY Patil International University, Jain Group of Institutions,
Manipal Group, Sage University, Sakshamgram Finance, iNGENICX, Mobcast, Kudzu Infotech, India Today Edtech
venture, Harappa Education, MyAsia Consulting, etc.
He is an Engineer from Jadavpur University, Calcutta and a postgraduate in Management from Indian Institute of
Management, Calcutta and lives in Navi Mumbai.

Mr. Girish Jain

Nominee Director

Mr. Girish Jain is Promoter Director of KJMC Finserv Group which is engaged in gamut of financial services for more than two and a half decades. He is responsible for setting up and running the Investment Banking, NBFC, Broking, Research and Distribution Business. He has rich experience encompassing the entire gamut of Financial Services. He has been Director since last 25 years in various Companies as follows:


Investment Banking – Fund raising through PE / VC funding and Equity Capital Markets (Capital Structuring, preparation and approval of Statutory Documents, Valuation and Debt Syndication).

NBFC – Providing Need Based Loans, Fund Based Business (Hire Purchase / Lease Financing, ICD / Bill Discounting, Loan against Shares, Retail Loans (Two Wheeler Loans and MSME Business Loans)). He is also in charge of Investments in Listed and Unlisted Companies.

Stock Broking Company (with empanelment with all major Institutions and Mutual Funds) Research, Proprietary Trading, Distribution of Financial Instruments – Bonds, Equity Shares, Mutual Funds, etc. and Wealth Management.

Mr. Girish Jain has been the Past Chairman of the Association of Merchant Bankers of India (AMBI) and Ex member of SEBI Primary Market Advisory Committee. He is also the Founder Chief Patron (FCP) member of Jain International Trade Organization (JITO).

Mr. Girish Jain is an Engineer (B.E. Electronics) from K.J. Somaiya College of Engineering and a Postgraduate in Management (Finance Major) from Sydenham Institute of Management Studies (SIMSREE).

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