SakshamGram Credit Private Limited (SakshamGram) SakshamGram is Registered Company under the Indian Companies Act, 2013.
We are authorized Business Correspondents to Banks and Non-Banking Financial Companies (NBFC’s) in India. ‘SakshamGram’ is presently involved in providing micro-loans under the JLG model, individual enterprise loan (MSME), credit-linked insurance, on behalf of our banking partner.
We provide financial products and services in an efficient and transparent manner.
‘SakshamGram’ is promoted by professionals with extensive knowledge and experience in the Banking and NBFC industry, with a strong belief in responsible lending.
Our Presence
‘SakshamGram’ is Presently operating in 8 States as Maharashtra, Karnataka, Bihar, Rajasthan, Chattisgarh, MP, UP and Telengana covering 38 districts with 72 branches and 4 Banking Partners.
Making the Saksham Ecosystem to make SakshamGram, Responsible, Sustainable, Sensible and Saksham.
Talent Acquisition and Talent Management for Bharat Youth.
To be catalyst in the Rural Entrepreneurship Development and Impactful Social Change.
Vision
To be a trusted provider of customer centric financial solutions for the socio-economic development of rural India.
Mission
Core Values &
Culture Anchors
Our Products
Microfinance Loans
We provide Microfinance Loan to Joint Liability Groups, where women borrowers come together to avail loan against mutual guarantee for the purpose of income generation activities.
Micro Enterprise Loans
We provide Unsecured Business Loans upto Rs. 2 lakh & Secured Business Loan upto Rs. 50 Lakh. Our loan tenure ranges from 12-36 months for unsecured loan & Upto 120 months for secured loan.
Board of Directors
Gyanandra Mishra
Preeti Mishra
G Naga Reddy
Suhas Sahakari
Amitava Ghosh
Girish Jain
ManCom Members
Gyanandra Mishra
G Naga Reddy
Makarand Khare
Key Management Team
CA Krishna Dhoot
CA Shaunak Atre
CA Sagar Biyani
Kishor Dongarwar
Chetananand Raut
Abhang Jadhav
Ranjan Kumar Varma
Consultants & Strategic Advisors
Anil Birla
Raj Kumar Singh
CA Suresh Pai
Advocate Sanjay Mishra
Lending Partners
Banking Partners
Insurance Partners
Advisory Partners
Technology Partners
Talent Speaks
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SakshamGram has been a pivotal part of my professional journey, and I have been working here
from last 3+ years. I have encountered numerous opportunities for growth, development, and
personal fulfilment during my tenure.CA Krishna Dhoot – AVP Finance & AccountsRead more -
The work culture at SakshamGram fosters collaboration, teamwork, and inclusivity. I have always felt supported by my colleagues and superiors, which has made my work productive and enjoyable since my joining Oct 2020Kunal Mahamuni - Chief Manager – HRRead more
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SakshamGram strongly emphasizes maintaining a healthy work-life balance. This has been crucial for
my overall well-being, ensuring I have the time and energy to be at my best in my personal and
professional life.Abhang Jadhav – AVP – Credit (Since Dec 2020)Read more -
SakshamGram prides itself on its innovative approach to the Microfinance Industry. It's been inspiring to be part of a team that consistently seeks new and creative solutions to industry challenges.Praveen Dubbewar Senior Manager – Operations (Since Jan 2021)Read more
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SakshamGram’s values and ethical practices align with my personal beliefs, which has made it easy to engage with my work passionately and contribute positively to the organization.CS Namrata Mishra Company Secretary – (Since Jan 2021)Read more